As for my retirement plans, they are heading in the right direction as I continue to take it one step at a time. I want everything set in place. I've contacted and received the necessary letter from my old job and have called the union. A pension application is on its way. If my figuring is right, I should be getting more from my pension than I had planned on, but I've learned not to count on things until they are in writing. My applications for Social Security and Medicare are filled out and ready to go, and I've downloaded an application for a special New York Insurance plan for the elderly that will help alleviate some of the monies I would have to lay out for medical and prescriptions. And since I pay gas and electric, I've downloaded a form for HEAP, a program that will send some money to offset utility bills. I've already received and been using my half-price fare card, and I already see the savings. There are so many other things I have to look into as well.
When I was in my 20's I took a course in ceramics and absolutely loved it. I'd love to do that again. I also want to take a walk over to the senior center and see what they have to offer. Then there is a program that will subsidize your rent increases so that your rent remains the same. And food stamps to apply for. I'm going to take all the help I can get to make it a comfortable retirement. I've paid my dues and then some.
And with that, I bid you all a wonderful day.