Monday, December 9, 2013

Monday Morning This and That

 The first fall of snow is not only an event, it is a magical event.  You go to bed in one kind of a world and wake up in another quite different, and if this is not enchantment then where is it to be found?  

J.B. Priestley

Happy Monday, everyone. It is early morn, and I am sitting here sipping my coffee and trying to figure out if I am going to the Center today or not. It is nasty out there.  I hear the rain hitting my air conditioner, a cold rain. Yesterday eve we had our first snow. As I waited for the bus to take me to Church yesterday morn, snow was definitely in the air.  The gulls seemed to sense it as well.  They were out in full force, and their squawking seemed louder than ever.  Even the little birds were scrambling for food before the storm set in.  There were about six little wrens at the bus stop.  They were putting on quite a show as they battled over some crumbs. 

Then, about 3pm the snow began, and for awhile, it was beautiful, but then as the temperature warmed up, it turned to slushy stuff. Now, it is rain, but the ground outdoors is still slushy and a bit slippery. The bus stop is right on the corner, but I have a block and a half when I get off and most of that is non-residential.  Oh well, it is still early. By the time I am ready to leave, it will probably be just about gone.

I have to watch myself. Lately I find myself making excuses not to do things, and it appears that  SAD seems to be setting in a bit earlier this year.  Usually, it doesn't hit until the end of January, but this year I am feeling its effects already. The vibrant self I was when I first retired could now very easily become a hermit.  I am finding that I don't want to do anything anymore, and most mornings I find that I have to force myself to get dressed and go out. I don't even want to climb out of bed, preferring instead to stay in the world of dreams.  I am careful not to allow myself to slide too far down, but it is not a very comfortable feeling....and one that really annoys me because I really do 'love' the winter.

And dealing with these government agencies isn't helping matters any.  
Before I made the decision to retire I did lots of research into the different benefits available to a retiree and thought I had everything down pat.  I even printed out several copies of forms that were needed. I never would have retired had I not thought everything out.  I had even bought a special notebook to keep all my information in--names of agencies, what they offer, phone numbers, criteria for eligibility.  But it seems that that was not enough.

I wasn't counting on the union giving me a rough time with my pension, and then on Saturday I received a letter informing me  that I am facing a penalty because I did not have prescription drug coverage when I joined Medicare Advantage.  I don't understand.  I only got Medicare on August 1st, and wasn't aware that by October 10th I HAD to have prescription coverage.  I thought I had until December 7th to make a choice. 

I am so fed up with the whole thing.  Never did I expect this treatment.  After all, I'd worked all my life.  Shouldn't I be treated better than a drug dealer who has never worked?  Obviously, seeing what my husband and I have had to go through, that is not true.  I started to cry when I read the letter to hubby and said , "It makes me wish I had never worked." When I think back to these last few years, in pain, yet getting myself out and going to work everyday.  Sometimes I couldn't make it a block without stopping to lean against my cane.  And yet I did it, and I paid my dues.  And just look what it gets me.  Just not fair. Not fair.

Sorry, I just had to vent. And hopefully someone will learn from what I've gone through.  I'm sure there are several of you out there close to retirement age.  Use my experiences to save yourself from this unnecessary stress.  I'll get through this. It won't be easy, but we'll manage.  Hopefully hubby's money will start soon.  A new year is about to begin.  I know it has to be a better year.  Thanks for letting me share.

 A bend in the road is not the end of the road... unless you fail to make the turn.  

Author Unknown


  1. This is crazy. Like you say it seems that this is purposely done to discourage people. Don't give up. Eventually they will have to start paying you. I'm like you and can become very hermit like, but oh. I do love it. :)

  2. Good morning Mary.....if it isn't one thing its' another it seems. Have been following the weather up you way and it does appear you are in a winter wonderland. Hope all gets sorted out for you eventually....I know it will.

    You know, being retired has its ups and downs....sometimes we are more active than others. Just go with the flow and stay happy...that is what is important. BTW.... have opened up my blog again...wasn't feeling well for about a month or so as I had some health issues...but it is good to be back.



  3. Yes, may 2014 bring an end to money woes!

  4. When I went out on medical leave a few years ago, I found it very hard to keep my spirits up. Winter is my favorite time of year, but I think I slept and dreamt my way through that first one. Being on disability is very confusing with the health insurance stuff. I hope that they will get your situation sorted soon.

  5. I'm a new reader - I am sorry that you are dealing with all of this but I think it is quite wonderful that you have taken the time to share. I really hope that everything smooths out for you and that 2014 is peaceful. BB

  6. This is so not fair to you Mary. Would legal representation help you? They seem to want to take advantage of you, and i just don't understand it! I hope things improve soon. And you get the good treatment you deserve!